A house fire is a devastating event. Not only do you lose your home, but also all of your possessions inside. If the fire results from negligence on someone else's part, you can hire a public adjuster to help you recover some of your losses. Here are five tips for hiring the right public adjuster after a house fire:
1. Do Your Research
Take the time to research public adjusters before you hire one. Start by looking at their website, which should provide some basic information about what they can offer you and how much it will cost you. Look for things like the type of services they offer, any certifications they may have, and customer reviews.
2. Get Different Quotes
Don't hire the first public adjuster you talk to. Instead, get quotes from at least three different companies. This will give you a chance to see what services they offer, how much they cost, and the type of background they have. This way, you can hire a company that fits your budget and needs.
3. Ask for Referrals
After a house fire, your friends and family members may have some great recommendations for public adjusters. If they are available, ask them to tell you about the companies they have worked with in the past and how things went.
4. Get A Written Contract
Never hire a public adjuster without getting a written contract. This contract should include the services they offer and how much they will charge you for these services. If possible, get the contract notarized so that it is legal and binding.
5. Interview Potential Candidates
Don't just hire the first public adjuster you meet with. Instead, take them out to lunch or invite them over for a cup of coffee to get to know them better. You should ask about their background, what services they can offer you, and how long it will take to get your compensation.
6. Inquire About Insurance Policies
Don't forget to ask about insurance policies. If you have an insurance policy that covers fire damage, then the public adjuster you hire won't be able to represent you. You also want to ask them if they pay anything upfront and what happens if you don't receive compensation from your insurance company.
Conclusion
The right public adjuster can help you recover some of your losses after a house fire. Don't just hire the first public adjuster that comes along. Instead, take the time to do your research and compare different companies until you find one that fits your budget and meets your needs.